What should you do with your money?
We have the accounts that make it easy to decide. From growing your savings to building long-term wealth, you can be invested with your preferred balance of risk and return.
Choose the right level of risk for your money.
Lower risk/reward
Higher risk/reward
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Cash only
High-yield cash
Earn interest on your savings with no market risk and access your money whenever you need it.
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Yield
4.50% APY** (variable)
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Principal risk
FDIC insurance up to $2M through program banks†
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Bonds only
Goldman Sachs Tax-Smart Bonds
Gives higher-income individuals a personalized bond portfolio to generate additional after-tax yield.-
Yield
4.39%**
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Principal risk
Very conservative
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Bonds only
BlackRock Target Income
Earn higher yields while limiting stock market volatility with one of four levels of risk to choose from.-
Yield
4.36% - 5.68%**
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Principal risk
Conservative to moderate
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Stocks and bonds
Investing portfolios
Build wealth for the long-term with one of our diversified portfolios of stocks and bonds.-
Returns
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Principal risk
Moderate to aggressive
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**Annualized blended 30-day SEC yield as of 10-27-2024. Yield for Goldman Sachs Tax-Smart Bonds assumes an individual filing single who resides in California with a 35% federal tax rate and $260K income. Yield is not performance.
How to think about risk and return.
A smart approach to investing involves balancing your goals and timeline with your risk tolerance. If you're unsure where to start, open a Crestwood Capital Management account, and we'll help you find the right account.
Explore our resources:
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When will interest rates finally start to fall?
We look back at the last 40 years of interest rate peaks and plateaus for a guide. -
Are bonds right for you?
We sat down with Crestwood Capital Management Director of Investing Mindy Yu to have her explain what bonds are and if they are right for your investing goals.